TASSY ROMAN

what can be done to solve the housing crisis in major metropolises? (400 mots)

in 2008, US was confronted a crisis in estate market, with the rose of housing loan in big
proportion. Produce a wage of credit not payed. Since this crisis US and lot of major
metropolises. among the world known a increase of homelessness due to the disproportionated
growing of the housing cost to the incomes rose. rst policies could increasing the level of supply
to prohibit the rose of housing prices. In addition act to increase positive e ects of estate market,
housing programs, policy and could also be a solution.

the main did that all major metropolises could do. it’s increasing the level of supply to prohibit the
rose of housing prices,
for exemple SF known a prices housing increase 5 time bigger than the incomes increase. it’s for
that it is necessity to act on
US built 1 millions house from 2000 to 2020 it’s really ((insu sant))
in SF « a ordable housing ACT ». favorise the investissement in estate market, give a tax breaks
for their persons. so could be solve the housing problem in long term

the growing of empty housing, currently in US 1.3% of housing are let vacant. according to the
economist » news papers, during Covid 19 pandemic all o ce in business center was let vacant.
so it’s for that political don’t have to build houses, but rst rehabilitated various places that with
many shifts which could be living. or just sharing house to decrease prises and increase supply
like Vancouver with it’s « unit » housing program

in addition act to increase positive e ects of estate market, housing programs, policy and could
also be a solution
"NIMBY » not in my backyard, refers to a occurence about inhabitant of rich neighborhood to a
decrease of their own house value, a occurence about the risk of criminal growing e ect by his
policy. causes a lack of e cience of help housing program and also a decrease of the found
housing e ects
"housing rst », particularly in NY leading to reduce of 50% homelessness, including a possibility
of housing regardless the mental issues drugs problems in individuals. this law is opposed with
« old » program than gift a housing with conditional requires. so policy could be solve a part of the
housing issues but a e cient policy could obtain a growing of positive e ects
helth care program could reduce the economics e ect of the economics housing e ects with
prevent risk of opploid of mental

more competitive for state and for agency because homelessness leading to a absenteisme in
workforce and a unfair access
so this argues illustrate 2 problem « robotisation » of loan housing reduce racial discrimination

a boarder restriction or more regulation of statement market

« zoning act » in SF determinate to booked 17% of housing should be less than market prices
called a ordable housing
restriction about short term rent with the growing of AIRBNB contribute to rose the rental supply
of resident to international renter
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renforcement of rental statues could reduce the problem of suddenly about housing problem,
in france a old law that promote the security of renter in the winter period. prohibiting the
exclusion of renter.
according to « the economist » Robotisation of loan prohibit the racial discrimination because the
impossibility of racial accunting. deal with sanctions if bank doesn’t respect the equal access of
loan.

to conclude. state could be acted under lot of ways to solve housing crisis. the main did is to
build new house that increase the supply and reducing costs. the second one is to promote
homelessness help policy but also level up their. Even the initial wellness is in favor of
homelessness the results can be opposite for exemple « zoning polici » in SF had increased
overall price level of housing. for me the better way that ght the house crisis is solve the problem
at the fondations with holistic policies. according with the growing of heath care occurence. « it’s
better to prevent than nursing »
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